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* Jeffry D. Proul, Registered Representative of LifeMark Securities Corp., 400 West Metro Financial Center, Rochester, NY 14623 (585) 424-5672 Member NASD/SIPC Vital Signs Insurance Services, Inc. is not affiliated with LifeMark Securities Corp. CONFIDENTIALITY NOTICE: Communications are Confidential Information of LifeMark Securities Corp. and may also be privileged.

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MID-YEAR CHANGES/AMENDMENTS TO SAFE-HARBOR 401(k)/403(b) PLANS

By |March 15th, 2016|

The IRS has been very restrictive about making mid-year changes to a Safe Harbor 401(k) Plan. However, IRS Notice 2016-16, effective January 29, 2016, eliminated most of these restrictions for both safe harbor 401(k) and 403(b) plans.

Almost everything is allowed if an updated safe harbor notice describing the mid-year change and its effective date is […]